Guaranteed payouts when weather crosses your threshold. No claims to file, no adjusters to wait for. Based on official weather station data, deposited automatically.
Seasonal revenue protection, priced for small businesses.
Rain protection for your season
Three rained-out weekends can cost your venue $30–50K in rebates and reputation damage. Calyx covers your entire outdoor event season — not just one date.
Cover May through September. If monthly rainfall exceeds your threshold at the nearest NOAA station, you receive an automatic payout. No photos of puddles required.
Drought protection for your revenue
A dry summer means dormant lawns, cancelled mowing contracts, and 30–40% revenue drops. Calyx guarantees a payout when the rain doesn't come.
Cover June through September. If monthly rainfall drops below your threshold at the nearest NOAA station, you receive an automatic payout. Your QuickBooks knows the loss — now you're covered for it.
Your location, revenue exposure, and which months matter most. Takes 2 minutes.
Based on your nearest NOAA weather station, we set a monthly rainfall threshold calibrated to your risk.
One upfront payment covers your entire season. No monthly surprises.
NOAA records the data. If your threshold is breached, payout hits your account within 48 hours. No claim to file.
Traditional policies require proof of loss, adjusters, and months of waiting. Calyx is a parametric product — the payout is triggered by objective weather data, not a claim.
If the trigger fires, you get the full payout amount. Period. No deductible to absorb, no depreciation schedule, no negotiation.
Your trigger is tied to the nearest official weather station. Government-recorded, publicly verifiable data — not our opinion, not yours.
Tell us about your business and we'll build a custom seasonal protection plan within 24 hours.
No commitment. We'll review your info and send a custom quote within 24 hours.